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Road Loans is a direct lender specializing in financing and servicing new and used
vehicle loans for customers with less than perfect credit. Whether you need a bad
credit car loan, or want to refinance your existing auto loan, Road Loans can
provide you a check so you can negotiate like a cash buyer. You can also get a loan
to purchase your leased vehicle. The process is simple: First a secure
application which takes several minutes to complete. During normal business
hours, you will have a decision within minutes. After you are approved, a
Road Loans specialist will contact you with the terms of your loan approval,
and will overnight you a Road Loans check package. Then, you have 30 days
to choose the vehicle you want.
- To be approved, you must meet the following minimum requirements:
- You currently reside in the USA.
- You don't live in Alaska, Hawaii, Iowa, Louisiana, Tennessee or Wisconsin.
- Your individual gross monthly income is at least $2,000 or $2,400 if filing jointly
- Your loan request is between $7,500 and $50,000.
- Your vehicle model is 2000 or newer with less than 70,000 miles.
- Your vehicle is not commercial, cargo, conversion, customized or a 1 ton.
- Your purchase is not a motorcycle.
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